Hostplus has over 1.7 million members, each with unique goals when it comes to their super. While the majority of members invest in our award-winning Balanced (MySuper) option, we also offer other investment options to suit our members’ preferences.

Some members want to keep costs as low as possible. Others want access to socially responsible investments. Many just want the highest possible net investment returns for their super.

That’s why we’ve created these new options, providing members with an even greater range of choice.

What are the new investment options?

We’ve added six new pre-mixed options, each designed to focus on one of these areas: net returns, low cost, or socially responsible investing. The first new option is called High Growth. It invests in all growth assets. While it’s a higher-risk investment, its focus is on delivering the best net return over the long term. We’ve designed this option for members who have a medium to long-term investment time frame, and who are seeking the best net return possible.

For members who would like to take less risk, we’ve developed the Defensive investment option. This option invests mainly in fixed interest and cash and focuses on delivering the best possible net return for its level of risk.

For those who like to minimise investment fees and costs, we have two new options. Indexed High Growth invests only in shares, and is therefore higher risk, while aiming for higher long-term returns. Indexed Defensive is a lower-risk option which invests predominately in defensive assets like fixed interest and cash.

Finally, we’ve also launched two new options that focus on socially responsible investing, known as ‘SRI’. Both options aim to reduce exposure to fossil fuels and some other sectors like tobacco production and gambling. SRI – High Growth invests in growth assets and is higher risk, while our SRI – Defensive option invests in a portfolio with a strong bias to defensive assets such as fixed interest and cash.

These six new options add more choice to our existing range of pre-mixed investment options. Now members can choose the level of risk they’re comfortable with, and the investment style they prefer.

These investment options have the ability to give members greater control of their super. They can invest in one option or spread their investment across multiple options. And they can switch into or out of these options at any time at no cost.

Anyone can invest in these options as long as they’re a Hostplus member! They just log in to their Hostplus Member Online account and select to manage their investments.

Advice for members who need it

Best of all, our members don’t have to make investment decisions on their own. Hostplus members have access to financial advice – online, over the phone and face to face. Members can call our dedicated Hostplus advice number on 1300 303 188 or visit hostplus.com.au/financial-planning and one of our superannuation advisers can help them work out which investment option may be right for them. That’s a plus.

This information is general advice only and does not take into account your personal objectives, financial situation or needs. You should consider if this information is appropriate for you in light of your circumstances before acting on it. Please read the relevant Hostplus Product Disclosure Statement (PDS), available at hostplus.com.au before making a decision about Hostplus. For a description of the target market, please read the Target Market Determination (TMD), available at hostplus.com.au.

Net investment returns represent the rate of return on investments after investment-related fees, costs and taxes have been deducted. Other fees and costs may apply. Past performance is not a reliable indicator of future performance and should never be the sole factor considered when selecting a superannuation fund.

Hostplus has engaged Industry Fund Services Limited (IFS) ABN 54 007 016 195, AFSL 232514 to facilitate the provision of personal financial advice to members of Hostplus. Advice is provided by Hostplus financial planners who are Authorised Representatives of IFS. Fees may apply for personal financial advice; for further information about the cost of personal advice, you can speak with your Hostplus financial planner or visit our website www.hostplus.com.au. Information to help you decide whether you want to use personal financial advice services being offered is set out in the relevant IFS Financial Services Guide, a copy of which is available from your Hostplus financial planner. Hostplus has engaged Link Advice Pty Ltd ABN 36 105 811 836, ASFL 258145 to facilitate the provision of limited personal financial advice to members of Hostplus via the web-based product SuperAdviser.

Issued by Host-Plus Pty Limited ABN 79 008 634 704, AFSL 244392 as trustee for the Hostplus Superannuation Fund (the Fund) ABN 68 657 495 890, MySuper No 68 657 495 890 198.